There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What is the coverage of ambulance usage and ER visit and diagnoses of the acute symtoms?

A:
In a comprehensive plan after you pay the deductible the plan will pay according to the copay you choose untill it reaches the maximum of the policy. If you want to go over what copay deductible and maximum you choose we advise in calling the number on the back of your ID card and speak to the benefits department.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/what-is-the-coverage-of-ambulance-usage-and-er-visit-and-diagnoses-of-the-acute-symtoms-68048/

Q:Hi, I would like buy a health insurance for J1 visa. My start date is 4 Aug 25. My question is if my visa gets delayed, can I reschedule the plan before the start date? In that case, will you issue me a new insurance /certificate letter for the visa interview with a rescheduled date? Thanks

A:
Most plans do allow you to change the coverage dates as long as the change is made before the coverage starts. a visa letter will be made available to reflect the change in 3 buissness days
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/if-my-visa-gets-delayed-can-i-reschedule-the-plan-before-the-start-date-24964/

Q:Can we use our HSA account to pay for visiting parent's visitor health insurance?

A:
Most HSA do not count it as a deductible expense unless its your dependents. we reccomend you call your HSA provider for more info.
{{currentOrigin}}/answers/visitors-health-insurance/can-we-use-our-hsa-account-to-pay-for-visiting-parents-visitor-health-insurance-95003/

Q:We are multi-international company based in NY with employees around the world.I would like to enroll our international expats who are located in many countries around the world under your international health plan.We are requiring:patient and out patientDental and vision

A:
We unfortunately only have dental plans here in the US. dental/vision plans will have to be purchased in each individual country.
{{currentOrigin}}/answers/group-travel-medical-insurance/we-are-multiinternational-company-based-in-ny-with-employees-around-the-world-27943/

Q:If I need to see a doctor in a foreign country, does my travel medical insurance pay directly to the doctor's office (hospital), or do I have to pay first and get reimbursed later with my insurance company. Beacon INternational INsurance, for example.

A:
It is up to the doctor on how he wants to get paid. the insurance is always willing to work with the doctor.
{{currentOrigin}}/answers/international-travel-health-insurance/if-i-need-to-see-a-doctor-in-a-foreign-country-does-my-travel-medical-insurance-pay-directly-93019/

Q:Do you provide liability coverage for scooters for Indonesia? Thanks.

A:
The altas International does offer Personal liability coverage. Atlas: /atlas-international-insurance/
{{currentOrigin}}/answers/other-insurance/do-you-provide-liability-coverage-for-scooters-for-indonesia-thanks-50719/
of {{totalPage}}

Can't find answers to your questions?

Ask our specialists - Licensed and experienced insurance professionals in the U.S.

Ask Our Specialists

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from us?

One stop shop.

Instant Quotes & Purchase for Student, Travel & Visitors Insurance.

This website uses cookies, some of which are essential for the functionality of the website while others are for improving user experience and personalization. By continuing to browse this website, you agree to our use of cookies. For information about your privacy, please read our Privacy Policy and Terms of Use.