StudentSecure Smart Insurance

Please use this high level information as a guide only and do not make any decisions solely based on this information. If you have any concerns, doubts or questions, please refer to the individual policy details for complete information, as it is not possible to accurately represent all the details in concise information such as follows, or call us for further details. If there is any discrepancy between this information and the actual policy details, the policy details will override.

All the amounts are in U.S. dollars.

Vision (eyeglasses, etc.) is not covered in any of the plans.

General

StudentSecure® Smart
Comprehensive
在PPO网络内:共付额后,保险支付80%至$100,000,然后支付100%至最高保额。 PPO网络外:支付通常的、合理惯常费用至最高保额。 美国境外: 共付额后, 保险支付100%至最高保额。
每次就诊$25共付额

Medical - Outpatient

PPO网络内或美国境外:每次就诊$75共付额。 否则,每次就诊$150共付额。
紧急护理诊所:PPO网络内或美国境外每次就诊$100共付额。 否则,每次就诊$200共付额。
至最高保额 美国境内:$350共付额
实际费用的50%
至最高保额
至最高保额
至最高保额
主刀医生费用的20%,不包括旁站医生。
至最高保额
至最高保额

Medical - Inpatient

至最高保额, 包括护理服务的标准双人病房。
至最高保额
至最高保额
至最高保额
主刀医生费用的20%,不包括旁站医生。
至最高保额
至最高保额

Medical - Other Treatment And Services

60天。
标准基础医院病床和/或标准轮椅租赁不超过购买价格
包括: 休闲
如果因承保的受伤/疾病住院, 每次受伤/疾病$300。
-
$5,000。不包括学生健康中心。
$500。不包括学生健康中心。
-
物理治疗和按摩脊柱治疗护理: 每天$25

必须提前有医生医嘱。
United Healthcare PPO
Network of physicians, hospitals, urgent cares, labs and other healthcare providers.
No network for pharmacies, dentists, ambulance.
$25,000 仅限急性发作。
-
$500
-
-
包括

Other

-
附带: 每3个月15天
PPO网络内或美国境外:每次就诊$200共付额。否则,每次就诊$400共付额。
-
-
-
-
承保您本国境外的旅行

Plan Features

保险生效前, 全额退款。 保险生效后, 必须在60天内, 只要无任何理赔记录可按整月比例退款并扣除$25取消费; 需填表格。
最少1 个月最多4年
$0
包含Air Doctor
电子邮件
邮政
快递
每次事故
$0 0-64
每次事故
$100,000 0-64
WorldTrips
Lloyd's

Get instant quotes for this plan and purchase today!

  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).