Choice Cruise Insurance by IMG is a primary cruise travel insurance plan for U.S. residents taking domestic or international cruise vacations. The plan includes cruise-specific benefits and coverage for medical emergencies, trip cancellations, travel delays, baggage-related losses, and other covered travel disruptions.
Choice Cruise Insurance can be purchased up to one day before departure. Coverage is available for travelers up to age 99 and for trips up to 90 days.
Key Coverage:
- Accident and sickness: Up to $100,000
- Emergency dental treatment: Up to $750
- Medical evacuation and repatriation: Up to $500,000
- Trip interruption: Up to 150% of insured trip cost
- Trip cancellation: Up to 100% of insured trip cost
- Trip delay: Up to $1,000
- Missed trip connection: Up to $500
- Baggage and personal effects: Up to $1,000
- Baggage delay: Up to $300
- Political, security, and natural disaster evacuation: Up to $100,000
- Accidental death and dismemberment: Up to $10,000
Additional benefits include 24/7 emergency travel assistance, telehealth services, and cruise itinerary change benefits.
Choice Cruise Insurance offers a pre-existing condition waiver for travelers who meet the eligibility requirements.